Cheap Travel Insurance For The Over 70's


Once people reach a certain age, (in particular over 70) there can be a misconception that the price they will pay for travel insurance is going to skyrocket and that cover will become difficult to obtain, as people believe they need a specialist type of insurance policy if they are over 70.

Provided you use a good quality specialist travel insurance comparison website you need not pay too much for your travel insurance.

If you are in good health, being over 70 isn’t actually too much of a hindrance for travel insurance, and usually people find the cost of a policy far lower than expected.

Below are some example quotes for a traveller aged 70, travelling to different areas, one table showing a traveller in good health, and the other based on a traveller taking some general medication, usually given as a preventative measure by your GP once you have reached a certain age.

Here is an example of a 2 week holiday for a single traveller, aged 70, with no pre-existing medical conditions.

October 2013 (Source:

Here is an example of a 2 week holiday for a single traveller, aged 70 with controlled blood pressure and cholesterol.
They take 1 tablet each day to control their blood pressure as well as a tablet to reduce raised cholesterol.
They gave up smoking more than 10 years ago.

October 2013 (Source:

The most important thing to bear in mind when searching for travel insurance if you are over 70 is that some companies will charge a higher excess for their cover, and some companies will reduce the value of certain benefits such as personal accident cover, so it is important to read the small print of the policy to ensure you are aware of the terms and conditions.

It is also important to make sure you shop around to find the best policy to suit your needs if you are over 70, as there may be certain elements of a standard travel insurance policy that are not required, for example, a lot of older travellers may go abroad to visit family, or stay away in a holiday home or with friends, in which case cancellation and baggage cover may not be a top priority, if you can exclude these options then it could also result in a cheaper policy premium.